RICHMOND, VA (WWBT)- College students will be heading off to VCU in just a little over a week. AAA says before parents send their children off, they should, they should make sure electronics and other expensive items are protected.
These days, it's normal for students to bring all kinds of electronics and expensive belongings off to college.
AAA says if college kids have renters insurance now, it could pay off in the long run.
CJ Johnson learned his lesson early when someone stole his iPod several years ago.
"It was $300. After that, I try to keep everything pretty secure and locked up," said Johnson.
Not only does he keep his computer, phone and other electronics under tight security, but he makes a point to have renters insurance in case his possessions are stolen or destroyed.
"I will have renters insurance," Johnson added. "I'm moving into a new place soon. I had renters insurance previously. Yeah, I think it's a good investment to have renters insurance."
AAA Spokeswoman, Windy VanCuren says it's best for parents to buy a separate insurance policy that'll cover their kids' items whether they're living on or off campus.
"Renters insurance policies are very affordable ad very cheap," VanCuren said. "In the long run, if you spend $100 now, it's going to save you a lot of money should there be a fire or theft."
Depending on the best option, VanCuren says insurance companies usually have a plan that'll cover computers, TV's, game consoles jewelry and other items.
Katrina Khalil has become victim of a theft. Even though she doesn't have renters insurance, Khalil still keeps her doors locked every night.
"I always think the worst. I guess maybe someone could come into my house," said Khalil. "Maybe your roommate's friend and see your laptop out and just take it you know?"
AAA says it's best for students to have insurance, because they can't keep their belongings with them every second.
In most cases, AAA says valuables such as computers, TVs, and DVD players are covered by parents' homeowner's insurance if the student lives in a college dorm.
Students who live off-campus will typically need to get renter's insurance. It's also a good idea to make sure your kids are covered by auto and health insurance before sending them off to school.
Copyright 2012 WWBT NBC12.? All rights reserved.
Source: http://thefan.nbc12.com/news/news/83742-aaa-encourages-insurance-college-students
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